FHA Home Loan
An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan one of the easiest loans available for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!
Currently have an FHA loan; consider refinancing with No Income, No Appraisal and No Credit via an FHA Streamlined Refinance.
How it Works/Payments
- Pay your mortgage at any time without pre-payment penalties.
- 30-, 25-, 20- and 15-year terms are all available with fixed rates.
- 5-year or 7-year adjustable-rate mortgage available.
- Credit scores as low as 580 may qualify.
- Debt-to-income ratios of 56% may qualify.
- Refinance up to 97.75% of your primary home’s value.
- Buy a home with as little as 3.5% down (primary home).
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
Working with J&J Coastal Lending
- We put YOU first.
- J&J Coastal Lending offers some of the most competitive rates in all of California!
- Fast and efficient, we close most of our loans in 27 days or less.
- We offer a variety of loan programs, including portfolio lending options. J&J Coastal Lending will find the loan that is right for you!!!
**J&J Coastal Lending is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.