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OUR MISSION

From “Hello”, we positively impact the lives of others by creating a personal home loan experience so UNIQUE their joy and excitement is uncontainable.

Client Testimonials

I closed a refinance yesterday with John. I would highly recommend him to anyone looking to purchase or refinance real estate. It is rare to…Read More

Brian

I just closed escrow on a new home and John went above and beyond for us from the pre-approval to the final close. John is…Read More

Brian K.

We just completed the purchase of our new home and John was excellent to work with in securing and closing our loan. He is highly…Read More

Amy J.

OUR PROCESS

Plan
Plan

Plan ahead, so you
qualify later.

Shop
Shop

We help you find the
best deal faster.

Qualify
Qualify

Apply and get approved
on your terms.

Close
Close

Close your loan in as
few as 19 days.

J&J Coastal Lending Loan Options

Fixed Rate Mortgage

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.

VA Home Loan

Are you are a veteran, member of the military or military spouse?  You may qualify for a VA loan which can allow for $0 down payment and no monthly mortgage insurance.

FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications.

Jumbo Homes Loans

When a loan amount reaches a certain point, Jumbo and Super Jumbo Portfolio Loans can offer high-end financing that a traditional loan can’t.

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