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Consolidate high interest debt with a low mortgage rate!

Pay off those higher-interest debts by refinancing to a lower rate.  Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt.  By consolidating your payments into one low monthly payment you will pay less each month and pay off your higher-interest debts faster, which will also help improve your credit.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment

FHA Loan
Consolidate your debt into one low cost loan.

15-Year Loan
Pay off your debt quicker by refinancing it into a 15 year loan.

30-Year Loan
Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent.

Adjustable Rate Mortgage
Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 , 7 or 10- year ARM.  Get the lowest rates available and save money.

VA Loan
Veterans and military members can consolidate all debts with one low-cost loan.

Not sure which program is right for you?  Contact one of our specialists today!  J&J Coastal Lending can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.

Working with J&J Coastal Lending

  • We put YOU first.
  • J&J Coastal Lending offers some of the most competitive rates in all of California!
  • Fast and efficient, we close most of our loans in 27 days or less.
  • We offer a variety of loan programs, including portfolio lending options. J&J Coastal Lending will find the loan that is right for you!!!
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