skip to Main Content

30-Year Fixed Rates Are Very Low!

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.  Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

How it Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years.
  • Your payment will not change throughout the life of the loan.
  • Your actual payment will vary based on your situation and the current interest rates when you apply.
  • Pay your mortgage off at any time without pre-payment penalties.

Qualification Requirements

  • Refinance up to 115% of your primary home’s value (% depending on your current loan type)
  • Buy a home with as little as 1% down (primary home income or location limitations)
  • Loan amounts from $100,000 to $10,000,000.

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with J&J Coastal Lending

  • We put YOU first.
  • J&J Coastal Lending offers some of the most competitive rates in all of California!
  • Fast and efficient, we close most of our loans in 27 days or less.
  • We offer a variety of loan programs, including portfolio lending options.  J&J Coastal Lending will find the loan that is right for you!!!
Back To Top
Close search
Search