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Save Big With Low 15-Year Fixed Rates

The security of a consistent rate and payment and the ability pay off your mortgage as quickly as possible.  A 15-year fixed-rate mortgage allows you to pay less interest over the course of your loan.  Lower rates and a shorter term makes this loan a great choice for the financially savvy customer.

Payments/How it Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 15 years.
  • Your payment will not change throughout the life of the loan.
  • Pay your mortgage at any time without pre-payment penalties.

Qualification Requirements

  • Refinance up to 115% of your primary home’s value (% depending on your current loan type).
  • Buy a home with as little as 1% down (primary home with income or location limitations)

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with J&J Coastal Lending

  • We put YOU first.
  • J&J Coastal Lending offers some of the most competitive rates in all of California!
  • Fast and efficient, we close most of our loans in 27 days or less.
  • We offer a variety of loan programs, including portfolio lending options.  J&J Coastal Lending will find the loan that is right for you!!!
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